Do you use pay stubs to verify an applicant’s income?


 Recently, I was asked how Rental Services, Inc. spots fake pay stubs during the verification process? That’s an easy question to answer. At RSI we don’t use a pay stub to verify an applicant’s income.




 Todays technology makes the reproduction of a document far too easy. A devious applicant doesn’t need special computer skills to create a document that looks like the real thing. The pay stub pictured above was created in about five minutes using basic tools found on most computers.

 How can this trickery be perpetrated? Here is your lesson in document forgery.

 Using Google, I searched for a free pay stub template and selected Images at the top of the result page. Several images of paystubs were available, and I selected one that had the best image quality. Saving the photo on my computer I used the program Paint. This program comes standard with Microsoft Windows. Using the add text option in Paint I filled in random wage information. Yes, it’s that easy to create a fake document. I was going to show you how to create a Social Security card but possession of false United States documents caries a maximum penalty of 15 years in federal prison without parole and a fine up to $250,000. 

 At RSI, we don’t use documents supplied by the applicant. If the applicant submits a pay stub or implies that they make a certain wage on the rental application, RSI will verify the information before it’s reported to our client.

 Rental Services, Inc. has a well-trained team dedicated to the verification of information. Each RSI Investigator verifies the business listed on the application and uses proprietary tools to locate phone numbers to contact each employer. We don’t just call the number on the application. During the verification process, we verify dates of employment, job title, department, full- or part- time status and verification of a salary amount. This is the only way to be sure your prospective tenant has verifiable income. 

 If you like your current screening provider and verify income on your own, you can add Rental Services, Inc. verification calls as a standalone product. Use us to verify income, rental history and income or let us build a custom screening package to assure applicants meet your standards. 


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